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	<title>The Disciplined Investor &#187; Earnings</title>
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	<link>http://www.thedisciplinedinvestor.com/blog</link>
	<description>Investment Disciplines and Timely Advice.</description>
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	<itunes:summary>Host, Andrew Horowitz brings you specific market advice for profitable investing. Along with industry experts, this is one podcast to subscribe to that will get you on the road to becoming a DISCIPLINED INVESTOR. Recent Guests include: Andrew Ross Sorkin, John Perkins and Jack Schwager along with great authors and strategists....</itunes:summary>
	<itunes:author>Andrew Horowitz, CFP</itunes:author>
	<itunes:explicit>no</itunes:explicit>
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	<itunes:owner>
		<itunes:name>Andrew Horowitz, CFP</itunes:name>
		<itunes:email>info@thedisciplinedinvestor.com</itunes:email>
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	<managingEditor>info@thedisciplinedinvestor.com (Andrew Horowitz, CFP)</managingEditor>
	<copyright>2011-</copyright>
	<itunes:subtitle>Investment Disciplines and Timely Advice.</itunes:subtitle>
	<itunes:keywords>cramer,ramsey,dvorak,twit,investing,bloomberg,stocks,cnbc,obama,laporte,dvorak,bloomberg</itunes:keywords>
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		<title>The Disciplined Investor &#187; Earnings</title>
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		<itunes:category text="Business News" />
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		<rawvoice:frequency>Weekly</rawvoice:frequency>
		<item>
		<title>Earnings Season Preview: Company Guidance  :-(</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2012/01/04/earnings-season-preview-company-guidance/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2012/01/04/earnings-season-preview-company-guidance/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 15:46:34 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=17160</guid>
		<description><![CDATA[The number of companies in the Standard &#38; Poor&#8217;s 500 index that have made downward profit revisions is at a level not seen since the 2001 economic recession, making sell-side analyst projections look rosy. There were 96 instances where companies revised their fourth-quarter earnings estimates downward, while there were 27 upward revisions. (Here is the [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2012/01/04/earnings-season-preview-company-guidance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Croc&#8217;s (CROX) Rocks! &#8211; Blowout Quarter Showing Breakout Potential</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2011/07/28/crocs-crox-rocks-blowout-quarter-showing-breakout-potential/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2011/07/28/crocs-crox-rocks-blowout-quarter-showing-breakout-potential/#comments</comments>
		<pubDate>Thu, 28 Jul 2011 16:16:41 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=14274</guid>
		<description><![CDATA[If you have been a longtime reader, you will remember that there was a time that we were adamant about the inevitable fall of Croc&#8217;s (CROX). That was back in 2007-2008. At that time, Croc&#8217;s was a &#8220;fashion&#8221; trend and it seemed that everyone was wearing those bright colored clunker rubber shoes. We looked at [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2011/07/28/crocs-crox-rocks-blowout-quarter-showing-breakout-potential/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cisco (CSCO) &#8211; Conference Call Notes and Commentary (Dour Outlook From Chambers)</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2011/05/12/cisco-csco-conference-call-notes-and-commentary-dour-outlook-from-chambers/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2011/05/12/cisco-csco-conference-call-notes-and-commentary-dour-outlook-from-chambers/#comments</comments>
		<pubDate>Thu, 12 May 2011 15:25:29 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=13326</guid>
		<description><![CDATA[Cisco Systems (CSCO) a bellwether for technology, reported earnings that beat expectations. Revenue and margins were also slightly higher. However, the outlook was (at best) dour. CEO John Chambers is known for his candid approach and often accurate ability to look out into the future for the tech sector. But, over the past year or [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2011/05/12/cisco-csco-conference-call-notes-and-commentary-dour-outlook-from-chambers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lululemon Athletica (LULU) &#8211; A Solid Performance, Is There More Upside?</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2010/06/11/lululemon-athletica-lulu-a-solid-performance-is-there-more/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2010/06/11/lululemon-athletica-lulu-a-solid-performance-is-there-more/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 15:18:46 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Long Ideas]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[Strategy]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=9785</guid>
		<description><![CDATA[Lululemon Athletica (LULU) came to their recent earnings party ready to rock. In a time when you would consider that discount retailers would be better poised to take market share, there are still apparently a few specialty retailers that have what the discriminating shopper wants. The official company description: lululemon athletica inc. is a designer [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2010/06/11/lululemon-athletica-lulu-a-solid-performance-is-there-more/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Retail Same Store Sales: How is YOUR Favorite Doing?</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2010/04/13/retail-same-store-sales-how-is-your-favorite-doing/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2010/04/13/retail-same-store-sales-how-is-your-favorite-doing/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 14:35:16 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Long Ideas]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=9093</guid>
		<description><![CDATA[Below is a link to the SSS on a year over year basis for the major companies we track. generally, all is looking good, but remember that this is a year-over-year view and that we are coming off of some very low comparable. Even so, investors seem to believe that it will be a straight [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2010/04/13/retail-same-store-sales-how-is-your-favorite-doing/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Indicators We Are Watching: Earnings Season Trends and Direction</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2010/04/12/indicators-we-are-watching-earnings-season-trends-and-direction/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2010/04/12/indicators-we-are-watching-earnings-season-trends-and-direction/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 13:12:44 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[MarketMash]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[indicators]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=9051</guid>
		<description><![CDATA[There is a distinct feeling that most are banking on the idea that nothing will fail No matter how poorly run, the amount of debt, the rating of the debt, or even ongoing losses can shake investors. Call it the moral hazard that Bernanke and Obama have created or call it the current reality. No [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2010/04/12/indicators-we-are-watching-earnings-season-trends-and-direction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Aeropostale (ARO) Beats, Raises Outlook &#8211; Blows The Roof Off</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2010/03/12/aeropostale-aro-beats-raises-outlook-blows-the-roof-off/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2010/03/12/aeropostale-aro-beats-raises-outlook-blows-the-roof-off/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 16:11:38 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[Strategy]]></category>
		<category><![CDATA[Long Ideas]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=8601</guid>
		<description><![CDATA[Aeropostale (ARO) has been doing a great job of keeping costs down and sales up. Once again we were pleasantly surprised to see that management was able to find the sweet spot with discriminating shoppers and figure out how to benefit the bottom line in this tough economic environment. Analyst Updates and changes&#8230;.. After the [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2010/03/12/aeropostale-aro-beats-raises-outlook-blows-the-roof-off/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>TDI Podcast 146: Curzio-iPad-Eco-Solar-Bears-Obama</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2010/01/31/tdi-podcast-146-curzio-ipad-eco-solar-bears-obama/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2010/01/31/tdi-podcast-146-curzio-ipad-eco-solar-bears-obama/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 04:59:53 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Long Ideas]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[PODCASTS]]></category>
		<category><![CDATA[SHOW NOTES]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=7477</guid>
		<description><![CDATA[Guest: Frank Curzio and Andrew discuss the economics of this market. When will it turn up or down and how to invest. We also spend some time on the Apple iPad and what made investors sell off the stock. Reaction to the Obama State of the Union as well as timing on Solar companies. Also, [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2010/01/31/tdi-podcast-146-curzio-ipad-eco-solar-bears-obama/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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			<itunes:keywords>Markets,PODCASTS,SHOW NOTES,Stocks</itunes:keywords>
		<itunes:subtitle>Guest: Frank Curzio and Andrew discuss the economics of this market. When will it turn up or down and how to invest. We also spend some time on the Apple iPad and what made investors sell off the stock. Reaction to the Obama State of the Union as well ...</itunes:subtitle>
		<itunes:summary>Guest: Frank Curzio and Andrew discuss the economics of this market. When will it turn up or down and how to invest. We also spend some time on the Apple iPad and what made investors sell off the stock. Reaction to the Obama State of the Union as well as timing on Solar companies. Also, listen in to the discussion of the &quot;Ring of Fire&quot;.
LISTEN TO PODCAST NOW | LISTEN @ ZUNE - @ iTUNES

Hold your meetings online for just $49/mo.
Try GoToMeeting FREE for 30 days.
___


 Frank Curzio is an equity analyst for  Stansberry &amp; Associates.
Frank has over 15 years of investing experience. He was recently the editor of TheStreet.comâs Stocks Under $10 newsletter where he significantly outperforming the markets during his tenure. He was also a research analyst for Jim Cramer and host of The Real Wall Street podcast â one of the most widely listened-to financial podcasts on iTunes.

Frank has been a guest on various media outlets including Fox Business News, CNBCâs The Kudlow Report and CNBCâs The Call. He has also been mentioned numerous times on Jim Cramerâs Mad Money, is a featured guest on CNN Radio and has been quoted in financial magazines and websites.

Before TheStreet.com, Frank was the editor of The FXC Newsletter and received one of the top rankings by Hulbertâs Financial Digest for risk-adjusted performance. Also, Frank was portfolio manager for Greentree Financial.
___
Get Frank&#039;s &quot;Penny Stock Specialist&quot; Newsletter for only $99 - Email Frank - CLICK HERE
___
Click on image below for the S&amp;P Sector Scorecard discussed in this episode.

___

Stocks mentioned in this episode: Apple (AAPL), Goldman (GS), Qualcomm (QCOM), Mosaic (MOS), AK Steel (AKS), Sprint (S), Google (GOOG), Take Two (TTWO), First Solar (FSLR), among others.
___

Looking to invest in The Disciplined Investor Managed Growth Strategy?
Click below for the 14-minute virtual tour....


Disclosure: Horowitz &amp; Company clients may hold positions of securities mentioned as of the date published.</itunes:summary>
		<itunes:author>Andrew Horowitz, CFP</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:duration>1:00:39</itunes:duration>
	</item>
		<item>
		<title>3 Earnings Reports, 3 Bombs (AA) (JPM) (INTC)</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2010/01/15/3-earnings-reports-3-bombs-aa-jpm-intc/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2010/01/15/3-earnings-reports-3-bombs-aa-jpm-intc/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 21:28:00 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=7202</guid>
		<description><![CDATA[Here are the 3 major announcements of the week. Each was a disappointment in one way or another. Mostly due to either a big miss  as in Alcoa&#8217;s (AA) case or a concern over the credit quality of the portfolio and top line from  JP Morgan (JPM). Intel (INTC) actually looked good, but maybe investors [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2010/01/15/3-earnings-reports-3-bombs-aa-jpm-intc/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Retail Sales &#8211; November&#8217;s Best and Worst on One Page</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/12/08/retail-sales-novembers-best-and-worst-on-one-page/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/12/08/retail-sales-novembers-best-and-worst-on-one-page/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 20:24:15 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[retail]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=6489</guid>
		<description><![CDATA[Same store sales numbers for November were a bit of a disappointment. Down 3% on a year over year basis, when it should have been an easy comparison, is not victory for the sector&#8230;even if they have become masters at cost cutting. We watch these to see the trend and to search for standouts. Aeropostale [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/12/08/retail-sales-novembers-best-and-worst-on-one-page/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>This Week&#8217;s Most Popular Writings/Analysis/Rants</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/11/28/this-weeks-most-popular-writingsanalysisrants/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/11/28/this-weeks-most-popular-writingsanalysisrants/#comments</comments>
		<pubDate>Sat, 28 Nov 2009 15:20:52 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Short Ideas]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[Strategy]]></category>
		<category><![CDATA[weekly best]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=6165</guid>
		<description><![CDATA[For the Week of November 21-27, the week&#8217;s most read stories on The Disciplined Investor,  in order of popularity. Want it faster? You can get instant updates via Twitter. Follow @andrewhorowitz. Indicators We Are Watching – Dollar Basing or Busting? TDI Podcast 136: Zero Hedge – 2010, An Economic Odyssey Chart: All 500 Stocks are [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/11/28/this-weeks-most-popular-writingsanalysisrants/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Atwood Oceanics (ATW) &#8211; Gushing Profits</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/11/24/atwood-oceanics-atw-gushing-profits/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/11/24/atwood-oceanics-atw-gushing-profits/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 18:30:16 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Long Ideas]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[Strategy]]></category>
		<category><![CDATA[commodities]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=6062</guid>
		<description><![CDATA[We own Atwood Oceanics (ATW) as we found the fundamentals to be gaining momentum and the technicals continuation to hold the uptrend. What we like is their execution and portability as well as their ability to adjust to market conditions. Key Fundamentals: EPS Growth Rate: 96% P/E Ratio: 10 ROE: 30 Debt: 20%Institutional Ownership: Moderately [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/11/24/atwood-oceanics-atw-gushing-profits/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Miserable Charts &#8211; 97% Stocks in S&amp;P 500 Down Led by Intel (INTC)</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/11/19/miserable-charts-97-stocks-in-sp-500-down-led-by-intel-intc/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/11/19/miserable-charts-97-stocks-in-sp-500-down-led-by-intel-intc/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 16:33:39 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=5900</guid>
		<description><![CDATA[What a miserable morning. Led by a downgrade of Intel (INTC) and a concern that the recent rally is ahead of economic realities, investors have been itchy to sell. Volume has been confirming that we are in for some type of correction, yet most of the recent ones have been mild. Once again though we [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/11/19/miserable-charts-97-stocks-in-sp-500-down-led-by-intel-intc/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Home Depot (HD) &#8211; A Quick Lesson in How To Beat EPS Estimates</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/11/17/home-depot-hd-a-quick-lesson-in-how-to-beat-eps-estimates/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/11/17/home-depot-hd-a-quick-lesson-in-how-to-beat-eps-estimates/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 13:46:44 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=5808</guid>
		<description><![CDATA[This is a story that has helped to propel the markets higher over the past several months. It is simple as companies are able to use labor as a tool to cut expenses to meet or beat (sounds like &#8220;create or save&#8221; talk) estimates. Revenue estimates are harder to tweak and therefore many are looking [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/11/17/home-depot-hd-a-quick-lesson-in-how-to-beat-eps-estimates/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<item>
		<title>Same Store Sales &#8211; How Did Your Favorite Do? (ARO) (BKE) (GPS)</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/11/05/same-store-sales-how-did-your-favorite-do-aro-bke-gps/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/11/05/same-store-sales-how-did-your-favorite-do-aro-bke-gps/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 20:07:37 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[retail]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=5505</guid>
		<description><![CDATA[We are regularly watching the trends in the retail sector. It has been a real treat to watch as these companies are on the front line with the consumer. What we are noticing is the continued shift by the consumer. There was a mixed bag of results from the retailers and some of the apparel [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/11/05/same-store-sales-how-did-your-favorite-do-aro-bke-gps/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>TDI Podcast 132: General Electric (GE) &#8211; Going to $0.01?</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/10/25/tdi-podcast-132-general-electric-ge-going-to-001/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/10/25/tdi-podcast-132-general-electric-ge-going-to-001/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 03:59:09 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Long Ideas]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[PODCASTS]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[podcast]]></category>
		<category><![CDATA[SHOW NOTES]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=5209</guid>
		<description><![CDATA[Guest: Marc Lowell of the Restructured Settlement Company brings us info on a much requested alternative investment. Andrew discusses the weekly market as well as the real value of General Electric (GE) from an eye opening article by Porter Stansberry. A few stocks to consider as well as the blowouts of the week. Where to [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/10/25/tdi-podcast-132-general-electric-ge-going-to-001/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
<enclosure url="http://media.blubrry.com/tdi_podcast/www.thedisciplinedinvestor.com/blog/podcasts/tdi_episode132.mp3" length="23147560" type="audio/mpeg" />
			<itunes:keywords>Economy,Markets,podcast,SHOW NOTES</itunes:keywords>
		<itunes:subtitle>Guest: Marc Lowell of the Restructured Settlement Company brings us info on a much requested alternative investment. Andrew discusses the weekly market as well as the real value of General Electric (GE) from  an eye opening article by Porter Stansberry.</itunes:subtitle>
		<itunes:summary>Guest: Marc Lowell of the Restructured Settlement Company brings us info on a much requested alternative investment. Andrew discusses the weekly market as well as the real value of General Electric (GE) from  an eye opening article by Porter Stansberry. A few stocks to consider as well as the blowouts of the week. Where to next?
___
LISTEN TO PODCAST NOW | LISTEN @ ZUNE - @ iTUNES

___

Sponsor:  Try GotoMyPC free for 30 days! For this special offer, visit www.gotomypc.com/podcast

___


Marc Lowell, CLU, ChFC, Managing Partner and President, JMH Financial Group and The Restructured Settlement Company.

In 1990, Marc was asked to help build a Florida based financial services organization which by 1999 became one of the most influential and recognized estate planning firms in the country. This success allowed his company to become one of the founding members of National Financial Partners (NFP), a N.Y. based firm headed by Jessica Bibliowicz, which has since become a publicly traded company on the NYSE.

After 3 years of continuing as a highly successful insurance and annuity producer for NFP, Marc along

with his partner, Joel Miller, broke away from NFP to form the JMH Financial Group. They have since formed numerous strategic partnerships with law firms, accounting firms, brokerage firms and other financial service organizations, all of which serve as referral sources of business.  His latest venture as President of



The Restructured Settlement Company, has allowed him to build an organization from the ground up.  In just under a year in business, they have become the largest distributor of Structured Settlements being purchased today in the secondary market.
___

___
Charts and information discussed in this episode


___
Stocks Mentioned in this episode: Apple (AAPL), Amazon (AMZN), Microsoft (MSFT) General Electric (GE), Wells Fargo (WFC) CitiBank (C) among others.
___



Looking to invest in The Disciplined Investor Managed Growth Strategy?
Click below for the 14-minute virtual tour....</itunes:summary>
		<itunes:author>Andrew Horowitz, CFP</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:duration>39:58</itunes:duration>
	</item>
		<item>
		<title>Apple (AAPL) Earnings &#8211; Quick Notes</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/10/23/apple-aaapl-earnings-quick-notes/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/10/23/apple-aaapl-earnings-quick-notes/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 15:22:14 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=5204</guid>
		<description><![CDATA[This is Apple’s (AAPL) 4th quarter. 4th Quarter Earnings per share $1.82 vs. expectations of $1.43 and a whisper number of $1.60. (AAPL up over $200 in trading Tuesday – hit an all time high earlier) 4th Quarter Revenues of $9.87 Billion vs. Est. of $9.22 Billion Gross Margin 36.6% (was 36.26% last quarter and [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/10/23/apple-aaapl-earnings-quick-notes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wynn ReSHORTs (WYNN) &#8211; Unfavorable Conditions</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/10/20/wynn-reshorts-wynn-unfavorable-conditions/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/10/20/wynn-reshorts-wynn-unfavorable-conditions/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 19:08:55 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[Short Ideas]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=5181</guid>
		<description><![CDATA[Wasn&#8217;t it just a week or so ago that Wynn Resorts (WYNN) successfully complete the IPO of the Macau properties? If memory serves, they collected somewhere around $1.5 billion in order to fund expansion and operations. Now why would they be needing an additional $500 million so quickly? Well, of course it is because when [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/10/20/wynn-reshorts-wynn-unfavorable-conditions/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Goldman Sachs (GS) Downgrade &#8211; Heresy?</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/10/13/goldman-sachs-gs-downgrade-heresy/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/10/13/goldman-sachs-gs-downgrade-heresy/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 12:46:38 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[Strategy]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=5071</guid>
		<description><![CDATA[In another interesting move, Meredith Whitney cuts her rating on Goldman Sachs (GS) just before earnings on Thursday. This is reminiscent of last quarter. If you remember, it was a Monday morning and markets were continuing to sell off more than 7% over the previous few weeks. Then, she announced on CNBC that Goldman was [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/10/13/goldman-sachs-gs-downgrade-heresy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Potash (POT) Seeing Unrelenting Price Squeeze</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/09/23/potash-pot-seeing-unrelenting-price-squeeze/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/09/23/potash-pot-seeing-unrelenting-price-squeeze/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 13:55:36 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Short Ideas]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=4862</guid>
		<description><![CDATA[We have been watching as Potash (POT) and other fertilizer suppliers are having a hard time negotiating with some of the world&#8217;s most influential customers. The problem started earlier this year when India pressed hard and negotiated a deal way below market for the products. Demand was so low that Potash and others had no [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/09/23/potash-pot-seeing-unrelenting-price-squeeze/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Video: Consumer Stocks Gone too Far?</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/07/21/video-consumer-stocks-gone-too-far/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/07/21/video-consumer-stocks-gone-too-far/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 14:00:34 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Short Ideas]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=4265</guid>
		<description><![CDATA[Click below for link to video: Consumer stocks went too far]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/07/21/video-consumer-stocks-gone-too-far/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TXN Geographic Segmentation</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/07/20/txn-geographic-segmentation/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/07/20/txn-geographic-segmentation/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 19:55:24 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=4268</guid>
		<description><![CDATA[Upon looking over the earnings that will be coming after the bell, I was curious to see how much of the total income of Texas Instruments (TXN) came from outside the U.S. Why? Well, Intel (INTC) for one was an amazing story that showed remarkable income from Asia. Extrapolating what could occur this quarter if [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/07/20/txn-geographic-segmentation/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>Alcoa (AA) Conference Call Notes</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/07/09/alcoa-aa-conference-call-notes/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/07/09/alcoa-aa-conference-call-notes/#comments</comments>
		<pubDate>Thu, 09 Jul 2009 15:31:03 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=4122</guid>
		<description><![CDATA[After the close on Wednesday, Alcoa (AA) released earnings and it was a mixed in that while they beat estimates, the actual results were horribly poor. Notes: Both and uptick from higher aluminum prices and cost saving helped them this quarter. Cost cutting was the means to the end, the same way to corporate profitability [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/07/09/alcoa-aa-conference-call-notes/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Earnings Season Preview:  Alcoa (AA)</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/07/08/earnings-season-preview-alcoa-aa/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/07/08/earnings-season-preview-alcoa-aa/#comments</comments>
		<pubDate>Wed, 08 Jul 2009 19:28:39 +0000</pubDate>
		<dc:creator>Kevin Hoffmann</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=4104</guid>
		<description><![CDATA[Alcoa is expected to report earnings this afternoon which traditionally marks the beginning of earnings season.  Alcoa (AA)  shares have taken a major hit this recession with demand for basic materials such as aluminum depleting rapidly.  Revenues from flat-rolled products such as aluminum make up most of the companies revenue have declined 35% on a [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/07/08/earnings-season-preview-alcoa-aa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HP’s Earnings Released at 3:22pm (OOPS!)</title>
		<link>http://www.thedisciplinedinvestor.com/blog/2009/05/20/hp%e2%80%99s-earnings-released-at-322pm-oops/</link>
		<comments>http://www.thedisciplinedinvestor.com/blog/2009/05/20/hp%e2%80%99s-earnings-released-at-322pm-oops/#comments</comments>
		<pubDate>Wed, 20 May 2009 22:26:37 +0000</pubDate>
		<dc:creator>Andrew Horowitz</dc:creator>
				<category><![CDATA[Earnings]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.thedisciplinedinvestor.com/blog/?p=3460</guid>
		<description><![CDATA[Here is something to consider. Did you notice that yesterday there was a sudden shift in market sentiment around 3:30PM? We think we may have found what may have caused it. It looks like there may have been a premature release of the earnings for Hewlett Packard (HPQ) that appeared on sites at around 3:22pm. [...]]]></description>
		<wfw:commentRss>http://www.thedisciplinedinvestor.com/blog/2009/05/20/hp%e2%80%99s-earnings-released-at-322pm-oops/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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	</channel>
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