Comments on: TDI Podcast 99: S&P Racing to 500 or 1,000? http://www.thedisciplinedinvestor.com/blog/2009/03/09/tdi-podcast-99-sp-racing-to-500-or-1000/ Investment Disciplines and Timely Advice. Fri, 10 Feb 2012 21:15:03 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: John K. http://www.thedisciplinedinvestor.com/blog/2009/03/09/tdi-podcast-99-sp-racing-to-500-or-1000/comment-page-1/#comment-5551 John K. Tue, 10 Mar 2009 12:05:59 +0000 http://www.thedisciplinedinvestor.com/blog/?p=2590#comment-5551 Thanks, Andrew, for 99 great podcasts. I have been a listener since about podcast #20 and it has been a great source of information. Although I have read your book and listened to all those podcasts, I still consider myself to be a very novice investor. With that being said, your financial insight along with your guest's comments have been of great benefit to me. I am no longer at the mercy of my broker telling me to follow the Suze Orman philosophy. Last spring, I reallocated my portfolio against my brokers wishes, mostly into CD's and online savings accounts which had high interest rates. I even shorted a couple financials and let me tell you from a lifelong buy and hold guy, clicking the "confirm" button on a short made my palms sweat. Bottom line, I was up about 2% in 2008 and my 401K is still intact. To me, that rate of return is great considering if I blindly followed my broker's advice I would have been down about 40%. Thank you very much and please continue the great work. BTW, I'm up in 2009 as well. Thanks, Andrew, for 99 great podcasts. I have been a listener since about podcast #20 and it has been a great source of information. Although I have read your book and listened to all those podcasts, I still consider myself to be a very novice investor. With that being said, your financial insight along with your guest's comments have been of great benefit to me. I am no longer at the mercy of my broker telling me to follow the Suze Orman philosophy. Last spring, I reallocated my portfolio against my brokers wishes, mostly into CD's and online savings accounts which had high interest rates. I even shorted a couple financials and let me tell you from a lifelong buy and hold guy, clicking the "confirm" button on a short made my palms sweat. Bottom line, I was up about 2% in 2008 and my 401K is still intact. To me, that rate of return is great considering if I blindly followed my broker's advice I would have been down about 40%. Thank you very much and please continue the great work. BTW, I'm up in 2009 as well.

]]> By: nomadwolf http://www.thedisciplinedinvestor.com/blog/2009/03/09/tdi-podcast-99-sp-racing-to-500-or-1000/comment-page-1/#comment-5547 nomadwolf Tue, 10 Mar 2009 01:49:21 +0000 http://www.thedisciplinedinvestor.com/blog/?p=2590#comment-5547 Mr. Biderman stated that the reserves in the FDIC and Social Security are just "IOUs". Sure they are, they're Treasury bills. We have "just IOUs" to China, and a whole lot of investors out there. However, I have a feeling that the US will not default on these, even if it is owed "internally". If they do default on T-bills, we'll have a much bigger problem than just a (more) insolvent FDIC or SS. Mr. Biderman stated that the reserves in the FDIC and Social Security are just "IOUs". Sure they are, they're Treasury bills. We have "just IOUs" to China, and a whole lot of investors out there. However, I have a feeling that the US will not default on these, even if it is owed "internally". If they do default on T-bills, we'll have a much bigger problem than just a (more) insolvent FDIC or SS.

]]> By: David Matthews http://www.thedisciplinedinvestor.com/blog/2009/03/09/tdi-podcast-99-sp-racing-to-500-or-1000/comment-page-1/#comment-5536 David Matthews Mon, 09 Mar 2009 14:26:08 +0000 http://www.thedisciplinedinvestor.com/blog/?p=2590#comment-5536 Andrew, You asked us to submit how we have become disciplined investors and I decided to share my story. In August of last year I decided to pay off my mortgage with a guaranteed return of 5.875% rather than continuing to invest in this market. Because of this, I am completely debt free with no mortgage or credit card debit. I then invested in laddered cd's with interest rates from 3.8 to 4.5%, and established a 6 month emergency fund in a money market account. I am now positioned to invest in the stock market long in ETF's once the market becomes less of a crap shoot. Enjoy your podcast, David Andrew,

You asked us to submit how we have become disciplined investors and I decided to share my story.
In August of last year I decided to pay off my mortgage with a guaranteed return of 5.875% rather than continuing to invest in this market. Because of this, I am completely debt free with no mortgage or credit card debit. I then invested in laddered cd's with interest rates from 3.8 to 4.5%, and established a 6 month emergency fund in a money market account.
I am now positioned to invest in the stock market long in ETF's once the market becomes less of a crap shoot.

Enjoy your podcast,

David

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